Yes, the marketplace has expanded and most health insurance companies offer plans to suit a variety of personal healthcare needs and budgets. In addition, there are government subsidies and tax credits available based on income to help make coverage more affordable for everyone.

Most carriers will allow for premiums to be paid monthly, however some carriers will provide a premium savings if you are able to pay for the entire policy upfront.

Starting in 2014, an insurance company cannot charge higher rates to individuals who are the same age based on their gender or health status. So you cannot be declined or pay more if you have a health condition. Pricing depends largely on age, family size and geographic location.

You can use our free insurance quoting tool to find a quote right now, or contact us to get a variety of quotes and better understand your health insurance options.